Capital Gains Tax Calculator
Estimate short-term or long-term capital gains tax on your listed equity shares or mutual fund units, with the current FY 2025-26 rates and exemption applied automatically.
What this calculator covers
This tool covers listed equity shares and equity-oriented mutual funds sold on a recognised exchange, where Securities Transaction Tax (STT) applies — the case that covers most retail trading and investing activity. Property, debt funds, gold, and unlisted shares follow different rules and are not covered here.
STCG vs LTCG: the 12-month line
For listed equity, the line is simple: held 12 months or less is Short-Term Capital Gains (STCG); held more than 12 months is Long-Term Capital Gains (LTCG). This calculator computes your exact holding period in days from the dates you enter.
The ₹1.25 lakh LTCG exemption
Equity LTCG (Section 112A) is exempt up to ₹1,25,000 per financial year, in total across all your equity LTCG transactions — not per trade. If you've already booked LTCG elsewhere this financial year, enter that amount so the exemption is applied correctly against what's left.
Current rates (FY 2025-26)
Per the Finance (No. 2) Act, 2024, confirmed unchanged by Union Budget 2025 and Union Budget 2026: STCG on listed equity is a flat 20% (Section 111A), and LTCG is 12.5% on gains above the ₹1.25 lakh exemption (Section 112A), with no indexation benefit for equity.
How to use this calculator
- Enter your buy price, sell price, and quantity.
- Enter the buy and sell dates — the holding period and STCG/LTCG classification are computed automatically.
- If you've booked other equity LTCG this financial year, enter it so the exemption is split correctly.
- Read your estimated tax payable and net proceeds after tax.
Frequently asked questions
No, the tax rates shown (20% STCG, 12.5% LTCG) are the base rates before any applicable surcharge and health & education cess, which depend on your total income.
This calculator shows zero tax on a loss. Capital losses can generally be set off against other capital gains and carried forward for up to 8 assessment years — a filing-time matter that a CA should help structure correctly.
Per financial year, across all your equity LTCG transactions combined — not per individual trade. Use the "LTCG already booked this FY" field to calculate correctly if you've had other equity LTCG this year.
No. This calculator covers listed equity shares and equity-oriented mutual funds only. Debt funds bought on or after 1 April 2023 are taxed at your income slab rate regardless of holding period; property follows separate LTCG/indexation rules.